Impact of Operational Efficiency and profitability on Non- Performing Assets: A study of Selected Public and Private Sector Bankis
M Sreenivasula Reddy
, Prof.G.Vijaya Bharathi
Non-Performing Assets (NPAs), Augmented Dickey-Fuller, Panel Data Regression, Financial Stability, Banking Sector, Asset Quality
This study investigates the relationship between operational efficiency, profitability, and Non-Performing Assets (NPAs) in selected public and private sector banks. The research uses Augmented Dickey-Fuller tests for stationarity and panel data regression analyses to explore the impact of key financial indicators, such as Net Profit Margin (NPM) and Operating Profit Margin (OPM), on Net and Gross NPAs. The findings reveal a significant negative correlation between OPM and NPAs, emphasizing the pivotal role of operational efficiency in mitigating non-performing assets. The study's robust statistical models contribute valuable insights for policymakers and banking stakeholders, guiding strategic decisions to enhance asset quality and overall financial stability in the analyzed banks
"Impact of Operational Efficiency and profitability on Non- Performing Assets: A study of Selected Public and Private Sector Bankis", IJSDR - International Journal of Scientific Development and Research (www.IJSDR.org), ISSN:2455-2631, Vol.9, Issue 11, page no.1 - 13, November-2024, Available :https://ijsdr.org/papers/IJSDR2411001.pdf
Volume 9
Issue 11,
November-2024
Pages : 1 - 13
Paper Reg. ID: IJSDR_212645
Published Paper Id: IJSDR2411001
Downloads: 000346998
Research Area: Commerce
Country: YSR , Andhra Pradesh, India
ISSN: 2455-2631 | IMPACT FACTOR: 9.15 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 9.15 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJSDR(IJ Publication) Janvi Wave
