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ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016
open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15

Issue: September 2023

Volume 8 | Issue 9

Impact factor: 8.15

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Paper Title: A Study of Investment Behavior of Salaried Class Employees Working in Public Sector: With Special Reference to Jhansi District
Authors Name: Dr. GAZALA AHMAD
Unique Id: IJSDR2309093
Published In: Volume 8 Issue 9, September-2023
Abstract: The study underscores the intrinsic relationship between saving and investment, emphasizing their interdependence in the financial landscape. Savings serve as the foundation for investment, while investment activities enable savings to grow and contribute to the circular flow of capital within the economy. This symbiotic relationship is crucial for understanding personal finance and the broader economic system. In this research paper, the authors aim to explore the investment behavior of salaried class employees working in public sector. This group comprises employees working in various public sector organizations. The primary motivation for selecting them is to investigate how individuals with modest incomes manage their investments, particularly in the context of significant expenses they may incur. The study seeks to address several key questions concerning the preferences of these employees regarding various investment instruments. It specifically focuses on investment options such as real estate, bank deposits, mutual funds, and financial markets, including the money market and capital market. The research endeavors to uncover the investment patterns observed within this income group and the underlying objectives guiding their choice of particular investment instruments. The study scrutinizes their preferences for different investment avenues, their investment patterns, and the motives guiding their selection of specific investment instruments. Additionally, the study explores their ability to manage expenses and savings, and other factors that influence their investment decisions. Through this investigation, the authors aim to shed light on the unique challenges and strategies adopted by the salaried class employees in managing their investments amidst the demands of daily life.
Keywords: Savings, Investment, Mutual Funds, Behaviour, Bank deposits, Investment Patterns, Avenues
Cite Article: "A Study of Investment Behavior of Salaried Class Employees Working in Public Sector: With Special Reference to Jhansi District", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.8, Issue 9, page no.623 - 628, September-2023, Available :http://www.ijsdr.org/papers/IJSDR2309093.pdf
Downloads: 000251440
Publication Details: Published Paper ID: IJSDR2309093
Registration ID:208612
Published In: Volume 8 Issue 9, September-2023
DOI (Digital Object Identifier):
Page No: 623 - 628
Publisher: IJSDR | www.ijsdr.org
ISSN Number: 2455-2631

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