Exploring the role of financial literacy on financial behaviour of individuals in Ahmedabad city
Divya Lakhiara
, Vidhi Soni
Financial Literacy, Financial Behaviour, Budgeting and Savings Patterns,Financial Inclusion
This study investigates the influence of financial literacy on financial behaviour among individuals in Ahmedabad, India. With increasing financial complexities and expanding access to financial services, understanding how literacy affects budgeting, saving, investing, and planning has become essential. Employing a descriptive research design and a sample of 200 respondents, the study utilizes structured questionnaires and statistical analyses including regression and t-tests. Findings reveal that financial literacy positively impacts financial behaviour, although disparities persist across education, gender, and income levels. The study recommends targeted literacy programs and digital financial inclusion to bridge these gaps and promote better financial decision-making.
"Exploring the role of financial literacy on financial behaviour of individuals in Ahmedabad city", IJSDR - International Journal of Scientific Development and Research (www.IJSDR.org), ISSN:2455-2631, Vol.10, Issue 6, page no.c174-c177, June-2025, Available :https://ijsdr.org/papers/IJSDR2506232.pdf
Volume 10
Issue 6,
June-2025
Pages : c174-c177
Paper Reg. ID: IJSDR_303793
Published Paper Id: IJSDR2506232
Downloads: 000431
Research Area: Commerce and Management, MBA All Branch
Country: Ahmedabad, Gujarat, India
ISSN: 2455-2631 | IMPACT FACTOR: 9.15 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 9.15 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJSDR(IJ Publication) Janvi Wave
