An Analytic Study of Non-Performing Assets in Bank of Maharashtra: During Covid and Post Covid Performance

Parita Kothari , Dr.Shreyans P.Kothari , Virupakshi Shastri , Dr.Guruprasad Chaprabandi

COVID-19 epidemic ,Non-Performing Assets (NPAs),Bank of Maharashtra (BoM),Recovery strategies, Risk management practices, Quantitative analysis, Policy adjustment, Sustainable financial stability

The COVID-19 epidemic posed unprecedented challenges for the global financial sector, significantly impacting non-performing assets (NPAs) in banks. This research focuses on the Bank of Maharashtra (BoM), a prominent public sector bank in India, to evaluate its NPA trends and recovery strategies during and post-COVID. Utilizing a mixed-methods approach, the study combines quantitative analysis of historical financial data with qualitative insights from interviews with bank managers and staff. Key findings reveal a reduction in NPAs attributed to proactive measures, including loan restructuring, policy adjustments, and enhanced risk management practices. The study highlights the resilience of BoM amidst the pandemic and provides actionable lessons for policymakers and the banking sector to strengthen crisis preparedness and ensure sustainable financial stability.

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"An Analytic Study of Non-Performing Assets in Bank of Maharashtra: During Covid and Post Covid Performance", IJSDR - International Journal of Scientific Development and Research (www.IJSDR.org), ISSN:2455-2631, Vol.10, Issue 3, page no.a241-a253, March-2025, Available :https://ijsdr.org/papers/IJSDR2503027.pdf

Volume 10 Issue 3, March-2025

Pages : a241-a253

Paper Reg. ID: IJSDR_300789

Published Paper Id: IJSDR2503027

Downloads: 000196

Research Area: Commerce and Management, MBA All Branch

Country: Gulbarga, Karnataka, India

Published Paper PDF: https://ijsdr.org/papers/IJSDR2503027

Published Paper URL: https://ijsdr.org/viewpaperforall?paper=IJSDR2503027

DOI: http://doi.one/10.1729/Journal.44052

ISSN: 2455-2631 | IMPACT FACTOR: 9.15 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 9.15 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJSDR(IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition