IJSDR
IJSDR
INTERNATIONAL JOURNAL OF SCIENTIFIC DEVELOPMENT AND RESEARCH
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2455-2631 | Impact factor: 8.15 | ESTD Year: 2016
open access , Peer-reviewed, and Refereed Journals, Impact factor 8.15

Issue: November 2024

Volume 9 | Issue 11

Impact factor: 8.15

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Paper Title: The Future of Fintech: How AI is Revolutionizing Finance
Authors Name: Ayaan Arora
Unique Id: IJSDR2407002
Published In: Volume 9 Issue 7, July-2024
Abstract: Artificial Intelligence (AI) is significantly transforming the financial sector, driven by advancements in machine learning, natural language processing, and data analytics. This paper explores the profound impact of AI on financial technology (FinTech), highlighting its role in optimising financial services through automation, improved decision-making, and complex data analysis. AI-powered solutions are revolutionising money management, banking, investments, and risk assessment, making these services more efficient, accurate, and accessible. FinTech innovations, such as robo-advisors and AI-driven fraud detection systems, offer personalised financial advice, enhance transaction security, and improve operational efficiency, benefiting both consumers and businesses. Despite these advancements, the rapid integration of AI in FinTech presents challenges, including privacy concerns, ethical considerations, job displacement, and regulatory complexities. Addressing these issues requires ongoing research and collaboration among industry stakeholders, policymakers, and researchers to ensure ethical AI use and robust regulatory frameworks. This paper emphasises the need for further studies on the long-term impacts of AI on financial markets, consumer behaviour, and regulatory environments, as well as the integration of AI with emerging technologies like blockchain and quantum computing. Ultimately, AI-powered FinTech holds the potential to reshape the financial landscape, driving global financial inclusion, efficiency, and sustainability.
Keywords: finance fintech technology
Cite Article: "The Future of Fintech: How AI is Revolutionizing Finance", International Journal of Science & Engineering Development Research (www.ijsdr.org), ISSN:2455-2631, Vol.9, Issue 7, page no.11 - 17, July-2024, Available :http://www.ijsdr.org/papers/IJSDR2407002.pdf
Downloads: 000347012
Publication Details: Published Paper ID: IJSDR2407002
Registration ID:211830
Published In: Volume 9 Issue 7, July-2024
DOI (Digital Object Identifier):
Page No: 11 - 17
Publisher: IJSDR | www.ijsdr.org
ISSN Number: 2455-2631

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