CUSTOMERS AWARENESS AND SATISFACTION ABOUT AGRICULTURAL FINANCE BY STATE BANK OF INDIA WITH SPECIAL REFERENCE TO MANDYA DISTRICT
Agriculture Finance, Commercial bank, Development, Financial Inclusion, Investment
The share of Agriculture and allied sector in GDP increased to 20.19 per cent in 2020-21 from 17.8 per cent in 2019-20. The development and commercialization of Agriculture requires financial services that can support, Agriculture investments and agriculture-related infrastructure that require both short term as well as long-term funding. Access to financial services is a vital factor for the development of Agricultural sector. Bank and Financial institution play a vital role in financial inclusion. State bank of India as predominated Commercial bank in a Country play a vital role in financing Agriculture, The main objective of this study is to know awareness level, Satisfaction and impact of demographic factors on awareness level on Agricultural finance provided by the State bank of India in Mandya District. The structured questionnaire has been used to gather the data from 128 respondents in Mandya district. Statistical tools like percentage and weighted average method is used to represent the data. The study found that most of the respondents are aware about Various Agricultural finance Scheme of State Bank of India and the large number of the respondents are having small amount of Agricultural land and belongs to the annual income of less than 2 lakh. More number respondents are unsatisfied with regard to Procedure of sanction of Agriculture finance, and The Study Suggested that the bank should minimize the rate of interest. and The Bank should liberalize the process and documentation to sanction loans.
"CUSTOMERS AWARENESS AND SATISFACTION ABOUT AGRICULTURAL FINANCE BY STATE BANK OF INDIA WITH SPECIAL REFERENCE TO MANDYA DISTRICT", IJSDR - International Journal of Scientific Development and Research (www.IJSDR.org), ISSN:2455-2631, Vol.8, Issue 1, page no.833 - 839, January-2023, Available :https://ijsdr.org/papers/IJSDR2301133.pdf
Volume 8
Issue 1,
January-2023
Pages : 833 - 839
Paper Reg. ID: IJSDR_203604
Published Paper Id: IJSDR2301133
Downloads: 000347321
Research Area: Commerce
Country: mandya , Karnataka , India
ISSN: 2455-2631 | IMPACT FACTOR: 9.15 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 9.15 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJSDR(IJ Publication) Janvi Wave